Mortgage Blog

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The Dangers of Mortgage Agent/Brokers Pushing Exclusivity Contracts: A Pledge to Uphold Client Freedom

The Dangers of Mortgage Agent/Brokers Pushing Exclusivity Contracts: A Pledge to Uphold Client Freedom

October 5, 2023 | Posted by: Sarita Free

In the realm of real estate and mortgages, transparency, trust, and client-centric approaches should always be at the forefront. Unfortunately, some mortgage brokers try to secure their interests by p ...

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Top 10 places to visit in Norfolk County, Ontario

Top 10 places to visit in Norfolk County, Ontario

April 5, 2023 | Posted by: Sarita Free

Norfolk County is a hidden gem in Southern Ontario, offering a mix of stunning natural beauty and charming small-town culture. Here are the top ten places to visit in Norfolk County that you won't wan ...

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Best Mortgage Agent in Norfolk County!

Best Mortgage Agent in Norfolk County!

September 16, 2022 | Posted by: Sarita Free

According to a vote by the Simcoe Reformer, I was voted the Best Mortgage Agent in Norfolk County, Ontario 2022!Thank you to my lovely clients who have trusted me with their mortgage refinances, new h ...

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A look at how rate increases impact different mortgage types

A look at how rate increases impact different mortgage types

September 14, 2022 | Posted by: Sarita Free

With inflation at its highest level in almost 40 years, the Bank of Canada continues to take drastic action to cool the economy with the latest of five consecutive rate increases announced on Septembe ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

October 15, 2020 | Posted by: Sarita Free

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

October 8, 2020 | Posted by: Sarita Free

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

October 1, 2020 | Posted by: Sarita Free

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

September 24, 2020 | Posted by: Sarita Free

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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The Benefits of Investing in Income Producing Properties

The Benefits of Investing in Income Producing Properties

September 17, 2020 | Posted by: Sarita Free

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ...

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4 Hidden Problems That Could Be Hurting Your Home Sale

4 Hidden Problems That Could Be Hurting Your Home Sale

September 10, 2020 | Posted by: Sarita Free

One of the biggest fears that home sellers have is that their property will end up on the real estate market for months on end. This is a nightmare for a number of reasons. First of all, having your h ...

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