Mortgage Blog
A personal approach to matching person to product
Category: Mortgages (7 posts)
The Downsizing Myth: Why Seniors are Choosing to 'Stay and Play' in 2026
January 1, 2026 | Posted by: Sarita Free
For decades, the retirement 'playbook' in Norfolk County was simple: sell the big family home in Simcoe, buy a smaller bungalow or a condo in Port Dover, and pocket the difference for your retirement ...
read moreHobby Farms & Acreage: Why Your 'City Bank' is Failing Your Norfolk Dream
January 1, 2026 | Posted by: Sarita Free
So, you’ve found it—that perfect 2-acre plot just outside Delhi with a charming century home, a healthy well, and maybe even a small barn for a couple of goats. It’s the Norfolk Coun ...
read moreThe Dangers of Mortgage Agent/Brokers Pushing Exclusivity Contracts: A Pledge to Uphold Client Freedom
October 5, 2023 | Posted by: Sarita Free
In the realm of real estate and mortgages, transparency, trust, and client-centric approaches should always be at the forefront. Unfortunately, some mortgage brokers try to secure their interests by p ...
read moreBest Mortgage Agent in Norfolk County!
September 16, 2022 | Posted by: Sarita Free
According to a vote by the Simcoe Reformer, I was voted the Best Mortgage Agent in Norfolk County, Ontario 2022!Thank you to my lovely clients who have trusted me with their mortgage refinances, new h ...
read moreA look at how rate increases impact different mortgage types
September 14, 2022 | Posted by: Sarita Free
With inflation at its highest level in almost 40 years, the Bank of Canada continues to take drastic action to cool the economy with the latest of five consecutive rate increases announced on Septembe ...
read moreShould You Spend the Full Mortgage Amount You're Approved For?
October 15, 2020 | Posted by: Sarita Free
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
read moreTake Advantage of Low Interest Rates – Refinance Your Mortgage Today!
October 8, 2020 | Posted by: Sarita Free
Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...
read more





